When Banks Say No.
We Say Yes.

As Seen In:the_wall_street_logo bloomberg_logo

CURRENT RATES

Rates as of: 10/8/2021

LOW RATE

3/1 ARM

Interest Rate
Interest Rate

2.625%

2.722%

Interest Only $500,000 - $5,100,000

NO TAX RETURN /FOREIGN NATIONAL

3/1 ARM

Interest Rate
Interest Rate

3.125%

3.224%

Interest Only $500,000 - $5,100,000

1st Liens 10/8/2021

JUMBO/PORTFOLIO PROGRAMS - PURCHASE MONEY

JUMBO/PORTFOLIO PROGRAMS – PURCHASE MONEY
 
ARM and Fixed Rate LoansRateAPR
30 Year
to $ 10,000,000
2.875%
2.973%
15 Year
to $ 10,000,000
2.625%
2.804%
3/1 ARM
to $ 10,000,000
2.500%
2.596%
5/1 ARM
to $ 10,000,000
2.625%
2.722%
5/5 ARM
to $ 10,000,000
3.000%
3.099%
7/1 ARM
to $ 10,000,000
2.750%
2.847%
10/1 ARM
to $ 10,000,000
2.875%
2.973%
 
AGENCY FIXED RATE PROGRAMS
 
Fixed Rate LoansRateAPR
30 Year
from $1,000,000
2.875%
2.973%
15 Year
from $1,000,000
2.000%
2.176%
 
 
HELOC RATE PROGRAM
 
HELOC
RATE
AMOUNT
2nd Lien HELOC
Prime/Prime+
$250,000 up to $1,000,000*
 
PRIVATE BANKING TO $25 MILLION
ARM and Fixed Rates Loans
RATE
APR
5/1 ARM
2.375%
2.470%
7/1 ARM
2.625%
2.722%
Interest-only available. Foreign Nationals OK. Call for details.
(AS DATE OF: 11/16/2021)
INDEXRATES (%)
2-year Treasury0.54
5-year Treasury1.27
10-year Treasury1.63
30-year Treasury2.02
Federal Funds0.08
Prime Rate3.25

NO TAX RETURN/FOREIGN NATIONAL PROGRAMS

ARM and Fixed Rate LoansRateAPR
30 Year
to $ 10,000,000
2.875%
2.973%
15 Year
to $ 10,000,000
2.625%
2.804%
3/1 ARM
to $ 10,000,000
2.500%
2.596%
5/1 ARM
to $ 10,000,000
2.625%
2.722%
5/5 ARM
to $ 10,000,000
3.000%
3.099%
7/1 ARM
to $ 10,000,000
2.750%
2.847%
10/1 ARM
to $ 10,000,000
2.875%
2.973%
 
CDFI & 12 – 24 MONTH BANK STATEMENT-ONLY PROGRAMS
 
ARM and Fixed Rate LoansRateAPR
5/1 ARM CDFI
to $ 5,100,000
4.750%
4.937%
5/1 ARM Bank Statement
to $ 5,100,000
3.750%
3.853%
30 Year Bank Statement
to $ 7,500,000
3.875%
3.979%
 
INVESTMENT PROPERTY & BUSINESS PURPOSE LOANS
 
ARM and Fixed Rate LoansRateAPR
3/1 ARM
to $ 10,000,000
3.000%
3.099%
5/1 ARM
to $ 10,000,000
3.125%
3.224%
5/5 ARM
to $ 10,000,000
3.250%
3.350%
7/1 ARM
to $ 10,000,000
3.375%
3.476%
10/1 ARM
to $ 10,000,000
3.500%
3.601%
CONSTRUCTION & COMMERCIAL LOANS
 
ARM RatesRateAPR
Construction
from $1,000,000
5.000%
5.296%
Bridge
from $1,000,000
6.500%
6.804%
 
Apartment Loans
to $500,000 and up
3.500%
3.618%
Commercial Loans
to $500,000 and up
3.875%
3.995%
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